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Buyers Guide

Buying Process

The following list will give you an idea of the process involved when buying a home, land or commercial properties.


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Selecting a Community

Most people who are looking to buy, ask for a home with specific features (a certain number of bedrooms or bathrooms, etc.) which is located "in a good community". However, it is important to keep in mind that your idea of a "good community" can be very different from that of others and maybe even the agent who is helping you find a home.

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Bids & Offers

From the Buyer's Perspective

In purchasing a home you have a business transaction that requires multiple parties and often outside services including, financing, appraisers, home inspectors, title work and often many others. These services require more time than most people think, but the key to moving the entire process along is an agreement, legally binding, between the buyers and sellers of homes.

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Home Inspection

Home inspections provide a level of objectivity in evaluating a home. It is recommended that any home, even a new home, be inspected. Home inspectors play the role of the objective third party. Typically, home inspectors evaluate a property five to ten days before contract negotiations are complete in order to secure mortgage approval.

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Title Insurance

Most mortgage lenders require their customers to obtain title insurance. A title is the legal document of ownership for a property. Title companies require you to pay for a title search, which is an extensive search through legal documents to prove the person selling you property has legal claim to do it.

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